TransferMate, a subsidiary of CluneTech, is the world’s largest fintech payments infrastructure-as-a-service provider, enabling companies to send and receive cross-border payments faster, easier, and at lower cost. Under the leadership of founder Terry Clune and CEO Gary Conroy, TransferMate has built one of the largest portfolios of payments licenses worldwide, including coverage across 51 US states and territories, supporting trade in over 140 currencies across more than 200 countries and territories.

Leading banks, fintechs and software providers partner with TransferMate to deliver enhanced payment experiences for their business customers, with bespoke integrations developed for institutions such as ING and AIB, both of whom are also investors in the company. Through its powerful API, TransferMate enables embedded partners to fully digitalise payment flows within their platforms, driving significant time and cost efficiencies.

In the rapidly growing coliving, build-to-rent (BTR), and purpose-built student accommodation (PBSA) sectors, TransferMate provides tailored solutions to address the unique complexities of high-volume, cross-border rent and fee collections. Operators and property managers benefit from streamlined international payments, transparent FX rates, and automated reconciliation, reducing administrative burden while improving the resident experience. Whether handling recurring rental payments, international student fees, or refunds; TransferMate integrates seamlessly with property management and booking platforms, ensuring secure, compliant, and scalable payment infrastructure that supports global tenant bases.